During business hours please call our office and speak directly with your insurance broker. If it is after hours you can still call and speak to one of our owners. Their home numbers have been provided.

In Ontario, automobile insurance is regulated by the Financial Services Commission of Ontario, an arm's-length agency of the Ministry of Finance.

The determination of who is conisdered at fault after an automobile accident is not decided by the police at the scene but by a series of "fault determination charts", you can view these charts here. Auto Claims Rules